Wholesale Risk Senior Manager I

Wholesale Risk Senior Manager I

Requirements

• 12 to 15 years of credit risk management, with focus on corporate and structured finance within a corporate or commercial banking environment.
• Strong knowledge of loan documentation, trade finance, and ISDA agreements.
• Proven experience in leveraged finance and sponsored finance transactions.
• Analytical orientation, critical thinking skills, and autonomous decision-making ability.
• Strong communication and business writing skills.
• Solid level of credit risk skills, including the ability to work across complex structures and products.
• Ability to create a strong network of relationships among peers, internal partners, external constituencies and decision makers to deliver end products.
• Strong understanding of policies, procedures, compliance and approval process at a Corporate Bank, including comprehension of US lending regulations.
• Undergraduate degree in Finance or Accounting; MBA is a positive but is not required.

Responsibilities

• Conduct thorough financial analysis (analyzing financial statements, cash flow projections, and other financial data) to evaluate credit risk for corporate loans, trade finance deals, structured finance, and sponsored and leveraged finance transactions.
• Review and interpret loan documents, trade finance documents, and ISDA agreements.
• Conduct thorough due diligence on sponsored finance and leveraged finance transactions, evaluating financial structures and credit terms.
• Collaborate with internal stakeholders and external counterparties to analyze and interpret complex credit and other transactions documents.
• Monitor and report on the performance of corporate loan portfolios, ensuring risk is adequately mitigated.
• Prepare risk assessments and recommendations for credit committees and senior management.
• Identify early warning signs and potential credit issues; recommend appropriate actions.
• Assist in the periodic review and renewal of existing credit facilities.

Preferred Qualifications

• Knowledge in risk management with a focus on climate and sustainability (i.e. GARP SCR or CFA ESG Investing certified) is highly preferable, but not a requirement for the opportunity.