Wealth Credit Delivery Portfolio Manager II or Senior Portfolio Manager – Medical & Legal Specialty
| Company | Truist |
|---|---|
| Location | Charlotte, NC, USA, Atlanta, GA, USA |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | Bachelor’s, MBA |
| Experience Level | Senior |
Requirements
- Bachelor’s Degree in Accounting, Finance or business, or an equivalent combination of education, training and experience.
- Minimum of seven (7) years in structured wealth lending or with large commercial credit solutions.
- Demonstrates strong decision making skills and ability to balance business development and risk mitigation.
- Excellent proven oral and written communication skills.
- Strong client relationship skills.
- Demonstrates strong negotiation and persuasion skills during external interactions with clients/prospects and internally with Relationship Management partners and Credit Risk Management.
- Experience with structured wealth lending underwriting or with large commercial credit solutions.
Responsibilities
- Independently structure loan terms, covenants and pricing to recommend deals to credit risk management.
- Handle the largest and most complex wholesale loan requests and borrower relationships within the wealth portfolio.
- Analyze historical and projected financial statements, tax returns, borrowing base statements, appraisals, loan collateral and other diligence items provided in support of the loan request.
- Identify key borrower and transaction risks, providing mitigants or otherwise proposing alternative loan structures where appropriate.
- Prepare concise, well-thought out credit packages, outlining transaction request and purpose; borrower overview including financial profile; strengths; risk & mitigants; and proposed recommendation for presentation to credit risk management.
- Negotiate legal documents; involved in the closing process for portfolio loan transactions.
- Manage end-end credit delivery process, in partnership with cross-functional partners such as internal legal and/or outside counsel, loan fulfillment, and loan servicing, in order to meet client expectations.
- Continuously monitor industry and regulatory trends for issues that could impact borrowers within loan portfolio.
Preferred Qualifications
- Minimum of ten (10) years in structured wealth lending or with large commercial credit solutions.
- Experience with structured wealth lending underwriting or with large commercial, advisory-based credit solutions.
- Industry or sub-sector expertise.
- Completion of formal bank commercial credit training program or equivalent experience; or MBA in Accounting or Finance or in related field; or an equivalent combination of educational and experience or other related advanced degree.
- Has successfully held similar role with commercial financial institution or like experience.
- Mastery of Truist Bank operating systems inclusive of AFS Vision and other Commercial applications (i.e. MCL, salesforce.com, nCino).