Skip to content
VP – Underwriting & Portfolio Management
| Company | Santander |
|---|
| Location | New York, NY, USA |
|---|
| Salary | $97500 – $160000 |
|---|
| Type | Full-Time |
|---|
| Degrees | Bachelor’s |
|---|
| Experience Level | Expert or higher |
|---|
Requirements
- Bachelor’s Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field. (Required)
- 9+ Years Financial analysis, structuring, underwriting and portfolio management. Experience with infrastructure companies, preferably renewable energy.
- Proficient communicator (orally and in writing) with clients, peers and fellow associates
- Proficient with Microsoft Office applications
- Ability to work and interact with various departments
- Ability to work in a fast-paced, sometimes stressful, environment with many critical deadlines
- Thorough knowledge and understanding of Structured Finance loan products and services.
Responsibilities
- Managing the Underwriting & Portfolio Management of a defined portfolio of Structured Finance transactions.
- Communicates portfolio trends, risks and mitigants to senior leadership.
- Develops and manages portfolio information needed to accommodate sound risk management, economic and regulatory reporting requirements.
- Leads underwriting, structuring and closing of amendments, upsizes and extensions, as needed, including annual reviews and credit approval memos.
- Develop credit recommendations which include clear views of credit structures and borrower’s risks.
- Lead the financial modelling of complex structured corporates, including the impacts of complex transactions including mergers, acquisitions and divestitures.
- Supports junior development through building strong relationships with the team as a mentor (and manager) as needed.
- Collaborates with product team members prior to loan closing on approval memos, legal documentation, collateral review and funding approvals.
- Manages and controls risks throughout the post-closing credit process to ensure strong borrower performance.
- Monitors and enforces terms of loan agreement / documents.
- Identifies and establishes best practices policies and procedures.
- Manages other Portfolio Management functions, including collaborating with new business team on up-front and ongoing client due diligence, etc.
- Leads and/or provides valuable input for broader business initiatives, projects and goals.
Preferred Qualifications
- CFA Charter and/or MBA (Preferred)
- Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
