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VP – Payments Risk Management
| Company | Santander |
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| Location | United States |
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| Salary | $93750 – $165000 |
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| Type | Full-Time |
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| Degrees | Bachelor’s |
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| Experience Level | Senior, Expert or higher |
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Requirements
- Bachelor’s Degree or equivalent work experience: Business, Finance, Management, or equivalent field. – Required.
- 5+ years of related payments experience; ideally any combination of Operational or Payments Risk (1st or 2nd line), Audit (3rd line) and/or Compliance experience.
- Strong understanding of payment systems, including ACH, wire transfers, and emerging payment technologies such as Instant Transfers (RTP, FedNow).
- Knowledge of regulatory requirements governing payment systems, such as OCC Payment Systems Handbook, FRB rules, NACHA rules, PCI DSS, and FFIEC guidance.
- Ability to convey a sense of urgency and drive issues/projects to closure.
- Thought leader, strategic and critical thinker, problem solver.
- Ability to work well both independently and collaboratively as a member of the team.
- Ability to multi-task, work in a fast-paced environment and adapt to change.
- Ability to influence with strong written and verbal communication skills.
- Integrity, combined with high personal and professional standards.
- Strong program and project management skills/capabilities.
Responsibilities
- Assist in providing 2nd Line risk oversight of the Payments Risk Management Program and provide direct 2nd Line support for policies/standards/procedures, strategies, material risks, risk reporting routines and metrics related to payments.
- Independently serves as a trusted partner and risk advisor to key stakeholders and business partners across all lines of defense.
- Credible review and challenge of 1st Line Risk and Control Self-Assessments (RCSA), including identification and assessment of payments risk, identification of controls for payments, and assessments of control design and effectiveness.
- Provide support for regulatory exams and interactions, including assessing risk remediation activities.
- Assist in performing independent risk assessments of payments risk management related disciplines, including issues, internal and external events, and concentrations.
- Positively contribute to the risk culture and overall awareness of payments risk.
- Escalate, report and communicate payments risk management matters to executive management.
Preferred Qualifications
- Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
