Underwriter III

Underwriter III

Requirements

• Undergraduate degree preferred
• 2+ years relevant experience
• Intermediate knowledge on credit products, end-to-end credit processes and systems for own specialized area
• Ability to execute on routine requests
• General understanding of the overall function and/or businesses supported

Responsibilities

• Review, analyze and evaluate credit applications
• Collaborate with various business partners by providing professional credit support / solutions / recommendations and advice through the credit adjudication process
• Ensure all credit decisions (approval / decline) within assigned limits are fulfilled on a broad range of credit products efficiently and effectively, meeting service level agreements (SLAs)
• Provide credit support / solutions / recommendations / advice / alternative options when evaluating/analyzing credit applications for decisions in accordance with Bank policies and procedures
• Ensure customer concerns / issues are handled appropriately and resolved in a timely manner, escalate when required
• Contribute to the ongoing improvement of the customer experience within the Business Area
• Prioritize and manage own daily workload to meet SLA requirements for service and productivity
• Make well rationalized credit decisions within established standards and limits and adjudicate within compliance guideline
• Contribute to the achievement of satisfactory audits by understanding & following audit and process guidelines
• Ensure credit underwriting / adjudication is completed accurately and properly to reflect business intentions and is consistent with relevant rules / regulations
• Protect the interests of the organization – identify and manage risks, and escalate non-standard, high risk activities as necessary
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts

Preferred Qualifications

• Undergraduate degree preferred