Sr. Lending Advisor
| Company | Mechanics Bank |
|---|---|
| Location | Irvine, CA, USA, Walnut Creek, CA, USA, Roseville, CA, USA |
| Salary | $16.5 – $16.5 |
| Type | Full-Time |
| Degrees | |
| Experience Level | Senior |
Requirements
- High school diploma or GED is required.
- Minimum of 3 years of lending, banking experience
- Proficient with: MS Word, MS Excel, MS PowerPoint, MS Outlook, Encompass Loan Originating System (LOS).
- Ability to work effectively without direct supervision.
- Exhibit high degree of professionalism and confidentiality in handling and having access to sensitive information.
Responsibilities
- Originates new residential mortgage loans.
- Establishes and maintains relationships with realtors, builders and other referral partners.
- Develops effective referral sources to generate loans.
- Connects with borrowers and obtains necessary information to accurately complete a loan application.
- Maintains appropriate communication with borrower(s), referral sources and key stakeholders throughout the loan application process.
- Professionally represents the bank in the community and refers clients for other banking services as appropriate.
- Keeps informed on trends and developments in the local real estate market as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
- Develops and maintains relationships with referral sources to increase mortgage-lending activities.
- Prepares required pipeline reports for department administrative purposes.
- Corresponds with or interviews applicant or others to resolve questions regarding applicant information.
- Submits loan package to processing for underwriting and coordinates necessary activities and gathering of supporting documents for obtaining approval.
- Analyzes applicant financial status, credit and property evaluation to determine feasibility of granting loan.
- Works with processing and underwriting to ensure all questions are answered and/or to resolve mortgage related problems.
- Interviews applicant and requests specific information and/or documentation for mortgage loan application.
- Coordinates activities with loan processor and borrower(s) to ensure that proper documentation and verification is obtained.
- Works with the closing department to ensure that the loan is successfully closed.
Preferred Qualifications
-
No preferred qualifications provided.