Sr Compliance Analyst-HMDA Originations
| Company | Newrez |
|---|---|
| Location | Coppell, TX, USA, Greenville, SC, USA, Ambler, PA, USA |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | |
| Experience Level | Expert or higher |
Requirements
- High School Diploma or equivalent required.
- Bachelor’s degree is preferred.
- 4-6 years of demonstrated mortgage legal and/or compliance experience required.
- 10+ years of mortgage lending experience required.
- Excellent interpersonal, written, and oral communication skills.
- Excellent research and writing skills.
- An ability to manage multiple priorities in a fast-paced environment.
- Excellent computer skills with proficiency in Microsoft Outlook, Word, PowerPoint, and Excel.
- Familiarity with mortgage Loan Originations Systems (LOS), documents and Extensible Markup Language (XML) data.
- Knowledge of National Mortgage Licensing System (NMLS) and Federal Housing Administration (FHA) Connection.
Responsibilities
- Support all aspects of the Company’s compliance initiatives, including assisting in the development of policies, procedures, test plans, reports, and technology requirements, to comply with the company’s compliance various requirements, including Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA), Gramm-Leach-Bliley Act (GLBA), Home Mortgage Disclosure Act (HMDA), Security and Freedom Enhancement Act (SAFE Act), and any applicable state specific consumer protection and lending laws.
- Assist in the preparation and execution of the Company’s compliance risk assessments and development of compliance test plans.
- Support the Company’s various lines of business by addressing day-to-day compliance matters, including but not limited to answering routine to complex questions, identifying, and/or resolving issues, and when applicable, escalating key issues to management.
- Provide compliance support and oversight for the Company’s new product and program launches.
- Function as a lead in the preparation and submission of key compliance reporting requirements, including but not limited to the HMDA Loan/Application Register (LAR), Mortgage Call Report (MCR), and any other routine to complex compliance reports, as required by management.
- Coordinate and test routine to complex updates and/or enhancements to the Company’s technology platforms, including its proprietary systems, reporting software, and third-party compliance integrations (including ComplianceEase, Mavent, and RiskExec).
- Participate in all aspects of federal, state, and agency/investor examinations as needed, including completing loan file reviews, preparation of examination responses, and functioning as a lead in the development of remediation plans and post implementation testing to ensure effectiveness.
- Monitor for changes to the federal, state, and local regulatory environment, identify any applicable changes, and assist with the implementation and testing of updated policies, procedures, and technology in connection with updates that affect the Company.
- Mentor to more junior staff members.
- Performs related duties as assigned by management.
Preferred Qualifications
- Experience with Automated Compliance Systems (such as Mavent, Compliance Ease, etc.) is preferred.