Senior Manager
| Company | Royal Bank of Canada |
|---|---|
| Location | Toronto, ON, Canada |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | Bachelor’s |
| Experience Level | Senior |
Requirements
- 5+ years related work experience developing risk, pricing and/or profitability models
- Prior experience with data manipulation and analytics packages such as Python, SAS, Teradata, Tableau, etc.
- Strong analytical and problem solving skills including understanding of credit risk fundamentals and financial modelling
- Strong interpersonal, communication and presentation skills, with the ability to articulate a compelling business case to senior management
- University degree in a quantitative field of study (e.g., statistics, economics, business, computer science, math) – demonstrated ability to think critically, analyze data, and build financial models
Responsibilities
- Enhance portfolio insight and management decision-making through the use of leading edge methodologies and tools to measure the current health of the portfolio and to discover opportunities, trends, and anomalies.
- Provide concise and insightful analytical support to senior management on matters relating to account management of personal lending products.
- Lead credit strategy development, focusing on Unsecured Line of Credit account management, and the monitoring of strategy outcomes. The incumbent will need to recognize credit trends, determine strategy effectiveness, and provide recommendations for further enhancements.
- Support the implementation of strategies and maintain integrity of decision criteria within loan systems and campaign processes.
Preferred Qualifications
- Knowledge of credit risk methodology, including Basel parameter estimation and/or credit/market stress testing models is an asset.
- Thorough understanding of Financial Institutions business process and risk management framework, including regulatory environment