Senior Government Mortgage Underwriter
| Company | Lake Michigan Credit Union |
|---|---|
| Location | Grand Rapids, MI, USA, Saginaw, MI, USA, Grand Blanc, MI, USA, Livonia, MI, USA |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | |
| Experience Level | Senior |
Requirements
- Five or more years of similar or related experience, including preparatory experience.
- At least 3 years experience of government mortgage underwriting required.
- Knowledge of FHA, VA, Freddie, Fannie Mae, and construction permanent loans.
- Must be savvy in CollateralUnderwriter application.
Responsibilities
- Underwrites complex mortgage loan applications including review of credit and collateral for all loan applications, income, and assets (including self-employment income).
- Analyzes and reviews appraisal reports and requests clarifications or corrections from vendor.
- Works as a team with the Loan Processors and Sales in regards to questions on loan structure and guideline adherence.
- Maintains a working pipeline while ensuring productivity levels are met and credit quality meets all defined standards.
- Updates information on loan origination systems to verify, add, and satisfy conditions.
- Stays current with various industry and organizational trends and changes including changes with underwriting guidelines, mortgage products, and PMI updates, while also serving as a subject matter expert in various areas related to mortgage underwriting.
Preferred Qualifications
- Experience in Empower, LoanBeam, and DataVerify a plus.