Senior Credit Risk Officer I
| Company | Truist |
|---|---|
| Location | Orlando, FL, USA, Charlotte, NC, USA, Atlanta, GA, USA |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | Bachelor’s, Master’s |
| Experience Level | Senior, Expert or higher |
Requirements
- Bachelor’s degree, or equivalent education and related training
- 12 years of experience in lending and/or credit experience
- Widespread financial credit risk and regulatory knowledge
- Solid accounting/financial analysis skills
- Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships
Responsibilities
- Exercise prudent credit judgment and guidance through individual loan authority as delegated by the Senior Credit Officer
- Serve as a risk approver for wholesale lending or specialty lines of businesses. Promote consistency of Bank’s credit culture and lending strategies throughout organization. Responsible for championing the advancement of the organizations risk management culture, framework, and appetite throughout the assigned segment within the LOB
- Provide oversight to the large/specialized portfolios to ensure strong asset quality, manage risk concentrations, and sustainable performance through business cycles
- Communicate effectively as a thought leader to support development and maintenance of a strong credit culture. Provide risk leadership through ongoing active engagement with LOB, Product Partner, and Credit Delivery teams including guidance, coaching and mentoring to teammates on sound principles of lending and support their development through regular feedback and constructive dialogue
- Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local, national, and global economic trends and market conditions
Preferred Qualifications
- 15 years of experience in commercial lending and/or credit experience
- Master’s degree in business administration, finance, or accounting
- Broad product knowledge and experience, including Debt and Equity Capital Markets, Asset Finance, and Treasury Management product categories
- Experience across a broad span or industries or deep experience within a specific industry
- RMA – Credit Risk Certification