Senior Counsel – Fintech & Regulatory

Senior Counsel – Fintech & Regulatory

Requirements

• 7+ years of legal/regulatory roles in consumer financial services, fintech, consumer lending, or other relevant practice areas
• Significant expertise in federal laws and regulations, including EFTA/Reg E, FCRA/FACTA, SCRA/MLA, AML/BSA, FDCPA, NACHA, and GLBA/Reg P.
• Strong understanding of banking and lending operations, balancing legal risk with business strategy.
• Excellent communication and leadership skills with the ability to influence stakeholders in a fast-moving environment.
• Proven ability to work independently, be resourceful, and provide practical advice in ambiguous situations.
• Demonstrated business judgment and legal problem-solving in a high-growth context.
• Team-player mindset with the ability to collaborate across various functions and levels with a risk-focused and service-oriented mindset.

Responsibilities

• Advise on, review, draft, and assist negotiating strategic transactions with fintechs, e-commerce players and customer-facing technology companies in support of Sezzle’s new products and partnerships.
• Understand the technology and services that the payments business areas legal and compliance teams deliver to support bank partner products, and apply complex financial regulations to help manage legal risks.
• Provide advice and guidance to business teams, translating complex financial regulations into practical business advice, ensuring compliant operations across Sezzle’s offerings.
• Support innovative product development, including emerging technologies, mobile shopping and lending features, and fraud prevention initiatives.
• Conduct legal research on fintech trends, digital assets, and oversee federal/state regulatory monitoring.
• Serve as the subject matter expert on banking-as-a-service (BaaS) partnerships, interfacing with banks as appropriate.
• Engage with regulators regarding key regulatory areas of focus and lead licensing and exam management.
• Monitor legislative and regulatory developments and work with business teams to develop strategies to implement new or changing federal/state requirements in supported business areas.
• Deliver forward-looking, practical, and strategic legal advice in Sezzle’s fast-paced, high-growth environment.
• Act as a key partner to the Compliance team, providing support on regulatory matters as needed.

Preferred Qualifications

• You have relentlessly high standards – many people may think your standards are unreasonably high. You are continually raising the bar and driving those around you to deliver great results. You make sure that defects do not get sent down the line and that problems are fixed so they stay fixed.
• You’re not bound by convention – your success—and much of the fun—lies in developing new ways to do things.
• You need action – speed matters in business. Many decisions and actions are reversible and do not need extensive study. We value calculated risk-taking.
• You earn trust – you listen attentively, speak candidly, and treat others respectfully.
• You have backbone; disagree, then commit – you can respectfully challenge decisions when you disagree, even when doing so is uncomfortable or exhausting. You have conviction and are tenacious. You do not compromise for the sake of social cohesion. Once a decision is determined, you commit wholly.
• You deliver results – you focus on the key inputs and deliver them with the right quality and in a timely fashion. Despite setbacks, you rise to the occasion and never settle.