Senior Analyst – Front Line Controls Officer-Commercial Banking

Senior Analyst – Front Line Controls Officer-Commercial Banking

Requirements

• High school diploma or GED required. Advanced degree (Associates, Bachelors, Masters, etc.) in Finance, Business Administration, Risk Management, or a related field.
• Minimum of 3 years of experience in risk management, operational risk, or internal audit within the banking or financial services industry.
• Substantial experience in leading Operational Risk Management, First-Line Risk and Control Self-Assessment (RCSA), and Internal Controls Design programs within the banking sector.
• Strong understanding of governance, change management, banking regulations, risk management frameworks, and internal control standards.
• Strong understanding of operational risk management techniques and control assessment methodologies.
• Knowledge of OCC Heightened Standards and Regulatory Category IV banking requirements preferred.
• Excellent leadership and project management skills.
• Strong analytical, problem-solving, and decision-making skills.
• Excellent verbal and written communication abilities, with the capacity to present complex information clearly.
• Ability to influence senior stakeholders and build effective working relationships across business units and lines of defense.
• Strategic thinker with attention to detail and operational acumen.
• Strong commitment to quality and continuous improvement.
• Proficiency in risk management software and data analysis tools.

Responsibilities

• Assist with the design, implementation, and maintenance of an effective internal control framework across Commercial Banking.
• Assist with the documentation of RSCA processes across all Front Line Units (FLUs) to ensure it aligns with regulatory requirements and industry best practices.
• Assist with risk assessment workshops and activities to identify potential risks and control gaps. Analyze risk data to assess the likelihood and impact of risks on the bank’s operations.
• Assist in the preparation of comprehensive reports for senior management, regulatory bodies, board committees, and Front Line Units detailing control effectiveness, quality assurance outcomes, and action plans for identified gaps.
• Work closely with 1st, 2nd and 3rd lines of defense to ensure that risk management practices are embedded within business processes. Act as a point of contact for internal and external stakeholders regarding RSCA matters.
• Assist with training sessions and workshops to enhance awareness and understanding of RSCA processes among staff and foster a proactive risk culture.
• Contribute to the development and updating of policies and procedures related to Commercial Banking control activities.
• Support internal audits and regulatory reviews related to risk identification, risk assessment and control testing. Ensure that documentation and evidence are prepared and available for audit and examination purposes.
• Collaborate with senior leadership and department heads to identify and evaluate key risks, implement risk control measures, and monitor risk mitigation efforts.
• Ensure adherence to applicable regulations and banking standards, partnering closely with Compliance, Internal Audit, and other control functions.

Preferred Qualifications

• Knowledge of OCC Heightened Standards and Regulatory Category IV banking requirements preferred.