Risk Management – Credit Risk Vice President – Consumer – Retail and Healthcare
| Company | JP Morgan Chase |
|---|---|
| Location | Plano, TX, USA |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | Bachelor’s, MBA |
| Experience Level | Senior |
Requirements
- Bachelor’s degree
- Minimum 5 years of experience in credit risk, either in banking or a corporate finance role
- Excellent accounting and corporate finance expertise and/or completion of a major corporate bank credit training program or equivalent experience
- Strong analytical and financial modeling ability
- Solid knowledge of loan and derivative products, documentation, and structuring
- Experience negotiating legal documents associated with credit products
- Outstanding verbal and written communication, along with strong interpersonal skills
- Exceptional work ethic and ability to work well under pressure on teams in a demanding environment
- Proficiency in Excel, PowerPoint and Word software
Responsibilities
- Manage and monitor a portfolio of client credit exposures, across industry classes, on an ongoing basis
- Provide ownership of client credit needs and projects and independently develops a credit opinion
- Oversee and conduct credit analysis and approves or seeks approval for all lending and trading related transactions, including operating exposures, individually or as part of a deal team
- Provide credit expertise in structuring new loan and derivative transactions
- Lead or assist in negotiating, finalizing, and executing documentation for loans and derivatives
- Remain current on all aspects of the credit relationship, including exposure, compliance, potential problems and opportunities
- Provide a cohesive and comprehensive approach to review ratings, risk assessment, portfolios, clients and industries in their sector
- Review and assigns risk ratings and maintains updated credit research on their portfolio of clients
- Work with CIB Coverage, CB Coverage and Americas Corporate Banking on allocation of capital for clients; maintains threshold and industry limits
- Manage credit due diligence process for clients, including for capital markets transactions
- Review and approve written credit approval documents, which include financial analysis and modeling
Preferred Qualifications
- MBA or CFA designation
- Previous credit risk experience in Consumer, Retail and/or Healthcare