Portfolio Manager – VP

Portfolio Manager – VP

Requirements

• Bachelor’s Degree in Business, Finance or Accounting or other related discipline, or equivalent related experience.
• 4+ years of Commercial/Corporate/Commercial Real Estate/Specialized Banking and/or Credit Approval Experience.
• 4+ years of extensive experience handling complex credits.
• Must have access to reliable transportation and the ability to lawfully drive self, if applicable.

Responsibilities

• Underwriting, credit monitoring and portfolio management of power project finance and utility relationships.
• Preparing and processing loan modification / amendment requests.
• Tracking covenant compliance and internal portfolio tracking metrics.
• Reviewing legal documentation and maintaining credit files and loan documentation.
• Reviewing borrowing and disbursement requests and interfacing with Risk Management, internal and external Legal, Loan Operations, and the Credit Department.
• Assisting with review and quality control of the work of supporting junior staff on transactions and for annual reviews/modifications.
• Maintaining and building loans and deposits, fee income and referrals of business.
• Ensuring portfolio administration and risk management of each client relationship is in compliance with established credit policy, procedure and business strategy as well as regulatory guidelines.
• Co-managing relationships by analyzing financial data to determine the merits of specific loan requests, and recommending structure as well as aggressively managing the client relationship.
• Partnering with the Relationship Manager as the point of contact for the client; acting as a liaison to the Credit Department, the Commercial support staff and other internal business partners.
• Training and development of more junior portfolio manager.

Preferred Qualifications

• 3+ years working in Specialized Finance – Energy.
• 2+ years of sales experience.
• 2+ years of formal credit training.
• CFA-Charted Financial Analyst.