Portfolio Manager/ Underwriter - C&I

Portfolio Manager/ Underwriter – C&I

Strong credit and organizational skills
Solid understanding of middle market commercial credit facilities (lines of credit, asset reliant loans relating to receivables & inventory financing, cash flow loans, owner-occupied term loans, etc.) with loan sizes varying from $5MM to $75MM in aggregate exposure
Minimum experience of 3 – 5 years in commercial loan portfolio management/underwriting or another relevant area required
Must be able to work as part of the Middle Office team working together with Direct Manager, Account Officer and Team Leader
Should already be familiar with bank reports, systems and processes
Should possess strong communication skills (verbal and written)
Ability to work in a collaborative environment and while meeting tight deadlines
Bachelor’s degree in a related field required

Perform timely financial analysis/underwriting for renewals, annual reviews, and modifications
Proactively monitor the portfolio for indicators of stress/risk
Review loan documentation for any post closing items
Use Moody’s Credit Lens spreading software for financial statement analysis and prepare loan profitability/pricing models
Monitor & report all deterioration in credit quality to the Underwriting Manager & Account Officer
Ensure thorough and on-time collection of financial statements for timely completion of End of Month (EOM) reports
Responsible for updating, preparing and presenting quarterly Watchlist loans to Committee
Complete renewals & annual reviews in a timely & thorough manner
Support RMs in providing top client service
Remain well informed on all client matters to minimize risk
Remain fully compliant on all client & policy matters
Achieve all individual goals and contribute to all team goals
Develop positive working relationships with all segments and individual bank partners
Complete all required training timely
Conduct oneself as a true brand ambassador for the bank

No preferred qualifications provided.