Portfolio Manager II-Small Business SPRINT Tier I
| Company | Truist |
|---|---|
| Location | Winston-Salem, NC, USA, Greensboro, NC, USA |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | Bachelor’s, Master’s |
| Experience Level | Mid Level |
Requirements
- Bachelor’s degree, or equivalent education and related training
- 3 years of experience in commercial lending and/or credit experience
- Comprehensive commercial lending, underwriting, and regulatory knowledge
- Demonstrated effective problem solving skills
- Understanding of financial and cost accounting principles
- Strong interpersonal, written, and communication
- Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
Responsibilities
- Support the commercial lending process through underwriting, policy knowledge, credit structuring, and risk assessment in credit request packages in a moderate sized or large homogeneous portfolio. Ensure packages are complete, accurate and thoroughly documented
- Analyze and/or recommend adjustments to financial statement spreads
- Interact with client, verbally and in writing, on pending loan requests or portfolio management actions
- Understand and articulate all Truist Wholesale Credit policies, procedures and processes. Recommend credit within the Bank’s risk appetite, and document when and why exceptions are appropriate. May require specialized underwriting skills for Commercial and Industrial, Commercial Real Estate, SBA lending, and other product offerings
- Exercise prudent credit judgment through individual loan authority, if applicable
- Keep abreast of changing business and economic developments which impact the loan portfolio, its profitability, risk management and banking in general
Preferred Qualifications
- Master’s degree in Finance, Accounting, Economics, Business or equivalent financial industry training
- Demonstrated proficiency in commercial lending systems