Portfolio Manager I – Middle Market
| Company | Texas Capital Bank |
|---|---|
| Location | Dallas, TX, USA |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | Bachelor’s |
| Experience Level | Senior |
Requirements
- Bachelor’s degree in Finance, Accounting, Commercial Banking or equivalent/relevant program
- 5+ years’ experience in Commercial or Corporate Banking with formal Credit training
- Exceptional writing, interpersonal and communication skills
- Extraordinary levels of motivation and initiative
- Effective team players who want to work in a fast-paced, collaborative environment and build working relationships across the organization
- Strong Microsoft Office skills including Outlook, Excel, and PowerPoint in order to produce reports, memos, and presentations
- Passion for financial services and delivering superior client experiences
- Proven leadership skills and community involvement
Responsibilities
- Oversight of credit related responsibilities for the Analysts and Associates, including financial statement spreading and validation of various underwriting models
- Responsible for risk rating assessment and periodic relationship reviews
- Partner with Relationship Manager in credit agreement review and negotiation
- Ownership of all credit approvals (new customers, modifications, renewals, increases, risk assessments)
- Identification of key risks and issues pertinent to each credit request, including potential mitigants for identified risks
- Ownership of policy exception identification
- Direct and manage portfolio reviews
- Validate covenant compliance and covenant management
- Ownership of post-approval modifications to ensure accurate reporting of credit exposure
- Client management, including assisting of day-to-day needs, contact meetings, and site visits. Direct client contact is expected
- Client management in SalesForce
- Oversight and in-depth analysis of macroeconomic conditions, industry trends and changes in lending practices
- Ownership of portfolio reporting and analytics: grade-migration, past-dues, exceptions, coming-due maturities, etc.
- Identify cross-sell opportunities
- Partner with Special Assets Group for credit requests (as needed)
- Lead and/or support key initiatives to drive improvements in the delivery of credit solutions for clients and prospects
Preferred Qualifications
-
No preferred qualifications provided.