Portfolio Manager-Equipment Finance

Company	Huntington Bancshares
Location	Detroit, MI, USA, Cleveland, OH, USA, Hopkins, MN, USA, Hoffman Estates, IL, USA, Charlotte, NC, USA, Columbus, OH, USA, Cincinnati, OH, USA
Salary	$57000 – $123000
Type	Full-Time
Degrees	Bachelor’s
Experience Level	Mid Level, Senior

Bachelor’s Degree
3+ years of experience in portfolio or relationship management in commercial banking and/or equipment finance

Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Equipment Finance Sales Executives, and Regional Credit Officer
Utilizes Huntington National Bank’s (HNB) financial spreading software to analyze year end and interim financial statements
Utilizes the Bank’s risk rating model
Prepares credit approval document
Assesses the primary risks of the credit extension and the nature of the mitigating factors.
Accurately and appropriately analyzes financial statements, calculates cash flow coverage, leverage, and other relevant financial ratios; discusses deal-specific cash flow modifications and determines for reasonableness
Presents underwriting document incorporating financial, business, industry and risk analysis in a concise effective manner
Manages delinquencies, collateral exceptions, portfolio reviews, specialized reporting, annual reviews, criticized loans, etc
Performs other duties as assigned

Has successfully held similar role with a Bank-owed equipment finance organization or like experience
Demonstrated success structuring, underwriting and decisioning commercial credit
Sharp analytical and decision-making skills
Proficiency using Microsoft Word and Excel
Strong organizational, verbal and written communication skills
Strong interpersonal skills and solid written/verbal communication
Strong attention to detail
Proficiency with Moody’s spreading software
Ability to prioritize workflow and multi-task in a fast-paced environment
CLFP designation