NAM Corporate Credit Underwriter/ Manager – In-Business Risk – Energy

NAM Corporate Credit Underwriter/ Manager – In-Business Risk – Energy

Requirements

• Proven ability in managing people and teams
• 8+ years risk/risk-related credit work experience in banking/financial institutions
• Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
• Demonstrates strong ethics and integrity
• Ability to see the ‘big picture’ in a complex environment
• Can make decisions under pressure and short timeline
• Excellent verbal & written communication skills. Active listening skills
• Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
• Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies

Responsibilities

• Manages the junior Energy Underwriting team (Irving, TX)
• Provide first line of defense credit approval for BAU transaction in their respective portfolio
• Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions, to development of credit approval memos, and senior approval forums
• Ensure Credit Approval Memo (CAM) packages are complete and accurate
• Detailed reviews of financial data, projection modeling, stress testing, and other in-depth analysis performed by junior resources
• Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions
• Coordinates projects and optimizes resource allocations within the Energy team in Irving, TX
• Support the ICM Underwriting Head of Natural Resources on strategic initiatives/projects
• Support VOE initiatives
• Ability to mentor junior team members

Preferred Qualifications

• Specific experience within Energy is preferred, including Reserve Based Lending structures, Commodity derivatives and Leveraged Financings
• Experience in the oil and gas financing space, the governing regulatory framework (OCC guidance) and exposure to global credit risk management standards
• Ability to understand capital markets products and complex financing and product structures
• Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
• Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations
• Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit