Middle Market Banking Associate I

Bachelor’s degree in business (Finance, Accounting, Real Estate, etc.) or other relevant degree.
2.5 to 3.5 years of experience in Banking, Commercial Banking preferred or other relevant experience.
Effective team player with ability to work in a fast-paced, highly collaborative environment.
Exceptional writing, interpersonal and communication skills.
Analytical skills – critical thinking, data and information analysis, research, and problem solving.
Organizational and time management skills.
Strong knowledge and application of Credit Underwriting (i.e., cash flow models, financial spreads, and credit packages).
Advanced knowledge of banking suite of products and services.
Strong knowledge and application using Salesforce and Microsoft Office including Outlook, Excel, and PowerPoint to produce reports, correspondence, and presentations.
High interest in outreach to, and involvement in, the communities where we live and work.

Participate in agenda-based client calls with Relationship Managers (approximately 10% of time spent). Support meeting preparation and follow ups as needed.
Source new prospect opportunities and develop Centers of Influence (COIs).
Identify cross-sell opportunities within active portfolio.
Prepare and complete Balance Sheet Committee (BSC) forms and submissions.
Prepare screening memos, term sheets, pitch book materials and manage screening process.
Assist Portfolio (Credit) Managers with renewals, reviews, and new deal Credit Approvals.
Ensure Covenant compliance and analysis.
Accurately log all activity in applicable Texas Capital systems (Salesforce, Alloscape, etc.) and utilize sales tools to develop call planning strategies.
Coach and mentor Analyst colleagues.

No preferred qualifications provided.