Major Case WC Claims Specialist
Company | Hartford Financial Services |
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Location | Naperville, IL, USA, California, USA, Remote, OR, USA, San Antonio, TX, USA, Lake Mary, FL, USA, Scottsdale, AZ, USA, Hartford, CT, USA |
Salary | $106400 – $159600 |
Type | Full-Time |
Degrees | Bachelor’s |
Experience Level | Senior |
Requirements
- Minimum of 5+ years of P&C- Workers Compensation claim industry experience required
- Strong technical understanding of Workers Compensation statutes and case law required
- Jurisdictional knowledge and experience required (Western)
- Ability to be coached, guided and mentored as you develop strategies on larger complex workers compensation claims
- Established ability to execute including a proven track record managing complex projects and initiatives
- Strong analytical ability
- Bias for action and continuous improvement
- Effective communication, interpersonal and negotiation skills
- Ability to influence and communicate across multiple levels of the organization
- Satisfactory completion of the candidate testing/certification process
- Ability to use computer technology to efficiently perform job functions
- Knowledge and experience using basic software program
- State required certification exams and adjusting licenses as jurisdiction requires
Responsibilities
- The MCU Claim Specialist will handle claims in the Western United States including CA, AZ, CO, NM, UT, NV
- Maintain current knowledge of claim loss cost containment initiatives, and use them appropriately and consistently with company practices and procedures to manage assigned claims
- Identify and initiate mitigation, subrogation and other recovery opportunities on assigned claims
- Maintain high standards and a clear understanding of goals for self
- Maintain action-oriented, confident approach to work assignments
- Use critical thinking skills to gather information, apply sound reasoning, draw appropriate conclusions and make sound decisions based on a mixture of analysis, experience and judgment
- Stay current on issues impacting Workers’ Compensation including industry and marketplace trends, strategic direction of the organization, organizational structure and leadership, team goals and internal initiatives
- Identify fraud indicators and initiate investigation on assigned claims
- Demonstrate technical and jurisdictional expertise
- Monitor financial results, trending and variances and identify, implement and manage appropriate adjustments
- Communicate orally and in writing in a clear succinct manner
- Possess superior analytical and critical thinking skills; expert knowledge of complex medical terms, excellent time management abilities
- Properly apply statutory laws and regulations of applicable jurisdiction
- Manage the completion and execution of the investigation, litigation, disposition and settlement of specialized claims, in compliance with corporate claim standards and procedures, and statutory, regulatory and ethics requirements
- Accurately and timely assess the indemnity, medical and expense exposure of assigned Specialized claims and manage the accurate and timely setting of reserves
- Use organizational and communication skills to effectively manage the resolution of assigned claims, manage claim deadlines, and use resources appropriately
- Use claim functional knowledge to appropriately interpret and apply insurance coverage
- Accurately resolve complex coverage and compensability issues
- Demonstrate advanced expertise to use case management practices to effectively reduce loss costs
- Manage claims consistent with our Knowledge Management Tool, Claims Excellence Standards and Performance Improvement goals
- Effectively hold self-accountable for achievement of business results
- Evaluate, acknowledge and manage individual performance through the use of appraisal tools
- Effectively address and manage performance that does not meet required standards
- Mentor and share jurisdictional and technical knowledge with peers, as needed, in order to build capabilities within the supported field claim offices
- Maintain dedication to meeting expectations and requirements of internal and external customers
- Obtain first-hand customer information and use it for improvements in products and services
- Establish and maintain effective relationships with customers, gaining their trust and respect
- Demonstrate diplomacy and tact to effectively avoid or diffuse high-tension situations
- Negotiate skillfully in tough situations with internal and external groups
- Set aggressive and realistic expectations for responding and follow through on commitment. Always demonstrate professionalism and establish credibility when interacting with customers
- Personally enhance The Hartford’s reputation in the marketplace
- Treat all customers with respect and careful attention
- Clearly explain complex or technical information that is helpful to customers
- Contribute to the building of appropriate rapport and constructive and effective relationships with people inside and outside the organization
- Represent The Hartford as a credible, trustworthy, flexible and dependable resource; Demonstrate courtesy, honesty, integrity, respect and competence when interacting with others
- Embrace role and offer advanced expertise to help teammates, solve problems, learn new skills and accomplish goals
- Consistently act with the highest level of integrity and adhere to general principles of business ethics
Preferred Qualifications
- SCLA or CPCU designation preferred
- Bachelor’s degree preferred