Loan Officer

Loan Officer

Requirements

• Highschool Diploma or Equivalent
• Four-year college degree (preferred)
• Minimum of 3 years of Loan Originating experience
• Valid driver’s license and dependable mode of transportation
• NMLS License & specific State license or be (willing to get within 30 days of employment)
• Fluent in Spanish -Speaking and Writing (preferred)
• Self-starter and able to work independently
• Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities
• A genuine passion for delivering exceptional experiences to customers
• Proficient in using standard office software (e.g., Microsoft Office Suite)
• Proficient in using mortgage industry software and tools

Responsibilities

• Strategize and implement outside sales activities to actively contribute to the company’s growth
• Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors’ offices, and relevant locations
• Conduct regular ‘First Time Homebuyer Seminars’ in communities to develop leads and establish strong relationships with New Home Consultants and prospective/current clients
• Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events
• Proactively engage with various communities to explain the Company’s offerings, obtain loan applications, and attend closings
• Offer tailored recommendations on the best mortgage solutions for customers’ financial and individual needs
• Review and lock interest rates at least fifteen days prior to closing
• Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process
• Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings
• Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue
• Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the ‘Loan Officer’ agreement
• Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers’ financial and individual needs
• Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales
• Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the ‘Loan Officer’ Agreement
• Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses

Preferred Qualifications

• Four-year college degree (preferred)
• Fluent in Spanish -Speaking and Writing (preferred)