Life Underwriting Specialist

Must have experience in Life Underwriting
Undergraduate studies in medical related discipline, marketing, insurance, risk management, economics, finance or business management preferred
LOMA Level 1 Certificate (LOMA 280, LOMA 290) preferred
Five years of life underwriting experience
Proven foundation for basic financial underwriting
In-depth knowledge of anatomy, physiology, pathology and non-medical risks

Receives, evaluates and underwrites complex applications for life insurance
Maintains in-depth knowledge of manuals, underwriting materials, rules, regulations, procedures medical factors and practices
Evaluates and accesses applications requiring additional evidence of insurability
Develops a strong understanding of the accelerated underwriting process
Consults with other underwriters and accepts referred cases when designated
Evaluates, appraises and quantifies data derived from personal or business financial information
Reaches terms on and coordinates both automatic and facultative reinsurance
Meets and presents with field partners as needed
Determines eligibility for temporary insurance and authorizes disbursement of policy refunds
Interprets electrocardiogram tracings received as evidence for life insurance applications
Consults with Chief Underwriter, Staff Underwriting, Underwriting Consultants, Senior Underwriters and the Medical Director
Supports and assists in meeting goals and objectives for varying territories
Resolves challenges with effective solutions while maintaining focus on improving time service, quality of application submissions and underwriting quality

Participation in, or attainment of, professional/technical studies or designation such as ALMI (ALU Level 1 Cert, ALU 201, 202, LOMA 320, 335) preferred