Leasing Credit Sr Officer/Leasing Credit Officer II-Large Corporates
| Company | Bank of America |
|---|---|
| Location | Boston, MA, USA, Providence, RI, USA, Chicago, IL, USA, New York, NY, USA |
| Salary | $70000 – $200000 |
| Type | Full-Time |
| Degrees | |
| Experience Level | Senior, Expert or higher |
Requirements
- 7+ yrs experience in commercial banking related role for Leasing Credit Sr Officer, 5 + yrs experience for Leasing Credit Officer II
- Must have proficient credit and risk analysis skills.
- Must have proficient presentation, structuring and financial statement analysis skills.
- Must have proficient Microsoft Office skills.
Responsibilities
- Evaluates new end-user credit opportunities including identification and assessment of risks and identifies mitigating factors
- Partners with client-facing teammates to consult on sales opportunities and provide the product expertise and consultation necessary to deliver the best possible solution to the client
- Underwrites new transactions, analyzes credit risk, negotiates and closes deals, while adhering to internal policy, procedures and regulatory requirements
- Structures the terms of a lease/loan with respect to the various aspects that make up a lease/loan (e.g. pricing, rates, payment, term, collateral)
- Manages the credit process for a portfolio of clients including reviewing financial statements, assessing the client’s compliance with financial covenants, confirming the accuracy of risk ratings, and recommending changes as warranted
Preferred Qualifications
- Financial Analysis
- Loan Structuring
- Research Analysis
- Risk Management
- Underwriting
- Coaching
- Credit Documentation Requirements
- Credit and Risk Assessment
- Decision Making
- Issue Management
- Account Management
- Analytical Thinking
- Collaboration
- Critical Thinking
- Customer and Client Focus