Leasing Credit Officer I/II-Global Corporate Aircraft Finance
| Company | Bank of America |
|---|---|
| Location | Providence, RI, USA, Chicago, IL, USA, Charlotte, NC, USA |
| Salary | $70000 – $167200 |
| Type | Full-Time |
| Degrees | Bachelor’s |
| Experience Level | Senior |
Requirements
- 5+ years’ experience in the High Net Worth, commercial banking, leasing, or finance industry
- Credit Underwriting or Portfolio Management Experience
- Experience in reviewing High Net Worth Personal Financial Statements and Tax Returns, as well as Corporate Financial Statements.
- Proficient in Microsoft Office
Responsibilities
- Reviews existing end-user credit opportunities including identification and assessment of risks and identifies mitigating factors
- Partners with client-facing teammates to consult on extensions and restructures of existing exposures, providing product expertise and consultation necessary to deliver the best possible solution to the client.
- Prepares detailed write-ups, analyzing credit risk while adhering to internal policy, procedures and regulatory requirements
- Manages the credit process for a portfolio of clients including reviewing financial statements, assessing the client’s compliance with financial covenants, confirming the accuracy of risk ratings, and recommending changes as warranted
Preferred Qualifications
- Prior experience in Risk Rating Scorecard preparation
- Prior Lease finance experience
- Prior experience in Corporate Aircraft Financing
- Proficient in Moody’s CreditLens – Financial Statement Spreading
- Prior experience in high risk Criticized/Classified Exposures
- Undergraduate degree in finance or accounting