Lead Analyst – Credit Pricing & Analytics
| Company | OneMain Financial |
|---|---|
| Location | New York, NY, USA, Wilmington, DE, USA, Baltimore, MD, USA |
| Salary | $100000 – $145000 |
| Type | Full-Time |
| Degrees | Bachelor’s |
| Experience Level | Mid Level |
Requirements
- Bachelor Degree (Graduate Preferred) in a quantitative discipline such as Engineering, Statistics, Economics, or Computer Science
- 4+ years of relevant analytical experience
- Strong SQL, SAS and Excel skills required
- Experience with multiple types of relational databases, BI tools/platforms, and/or additional programming languages is a plus
- 4+ years of experience in a complex, data-driven problem solving environment
- Innovative and capable of developing a highly analytical approach to solving problems
Responsibilities
- Working with various partners the role will have responsibilities of reporting, strategy implementation, strategy validation and ad-hoc analyses including customer segmentation, competitive analysis, sensitivity analysis and modeling
- Design, recommend, document, and execute consumer credit underwriting and pricing strategies via extracting and analyzing requisite historical customer performance data from multiple disparate systems
- Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and decision tree analytical software to develop, test and execute new strategies
- Leverage traditional regression model and machine learning algorithm to understand the key drivers and estimate customer behaviors by different strategy treatment
- Drive profitable business growth via developing strategy optimization framework with full credit-cycle view
- Implement Quality Control processes to ensure data accuracy
- Continually enhance existing processes and reporting through automation, quality control, presentation and insights
- Effectively summarize and present results and insights to management
Preferred Qualifications
- Lending or consumer finance industry experience preferred