IT Analyst II – Operations & Transaction Risk

IT Analyst II – Operations & Transaction Risk

Requirements

• Bachelor’s degree in Finance, Information Systems, Criminal Justice, or related field
• 5+ years of experience in data/system analysis, internal audit, compliance, or risk management, preferably in a financial institution
• Familiarity with core banking systems (Fiserv DNA is preferable) and access management tools
• Good working knowledge of SQL– ability to query data to support investigations and reporting
• Experience with high-risk transaction detection software or data analytics tools is a plus (e.g., SAS, ACL, Power BI)
• Advanced Excel skills
• Excellent communication and report writing skills
• Proficiency in analyzing large amounts of data from multiple data sources

Responsibilities

• Uphold UNFCU’s mission, core values, and guiding principles by providing an exceptional service experience to colleagues and members alike through consistent demonstration of our service excellence behaviors.
• Analyze transactional data of employees and members to identify anomalies or suspicious patterns.
• Investigate and escalate high risk transactions, including unusual login activity, transaction reversals, or unauthorized access to member accounts.
• Develop and maintain high risk transaction detection models or rule sets to improve early warning capabilities.
• Conduct periodic access and/or privilege reviews of employee permissions across all systems.
• Ensure employee access aligns with job responsibilities and least privilege principles.
• Collaborate with IT and UNFCU management to revoke or adjust access when necessary.
• Prepare regular and ad-hoc reports on employee access trends, high risk transaction indicators, and investigative outcomes.
• Present findings to leadership, Compliance, and Risk Committees when needed.
• Maintain documentation of reviews and actions taken in accordance with regulatory and internal audit requirements.
• Collaborate with system administrators to ensure proper provisioning/deprovisioning of system access.
• Support audits, examinations, and internal investigations as needed.
• Recommend improvements to internal controls, system monitoring, and high-risk transaction prevention tools.
• Perform additional responsibilities as assigned.
• Ensure compliance with federal and state laws and regulations and UNFCU’s Code of Ethics & Business Conduct.

Preferred Qualifications

• Understanding of regulatory requirements (e.g., FFIEC, NCUA, GLBA)
• Quality conscious with very strong ability to follow detailed instructions
• Strong work ethic with attention to detail
• Ability to prioritize workload to solve problems
• Ability to work independently as well as partner effectively with employees at all levels of the organization