Head of Retail Investments
| Company | Wayflyer |
|---|---|
| Location | Charlotte, NC, USA, New York, NY, USA |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | Bachelor’s |
| Experience Level | Senior |
Requirements
- 5+ years of relevant work experience – in one (or several) of the following: an investment/lending role at a bank or fund focusing on asset-based lending / PO financing / invoice discounting / recourse factoring, a large accounting/auditing firm working with retail/wholesale clients, in the finance team of a retail/wholesale business
- A deep understanding of the Retail/Wholesale industry in the United States and how it interacts with the credit markets is essential
- Ability to analyse and understand financial reporting (e.g. management accounts / financial models) presented by companies
- Being very comfortable leading regular internal and external (client) meetings and presenting findings and recommendations to Senior Stakeholders
Responsibilities
- Be responsible for the success of Wholesale/Retail underwriting in Wayflyer!
- Make the credit decisions in Wholesale/Retail lending and own the performance of this portfolio, ensuring accurate and consistent evaluation of creditworthiness
- Mentor a high-performing analyst team, fostering development and delivering quality analysis for sound credit decisions
- Drive the evolution of Wayflyer’s Wholesale/Retail underwriting, making efficiencies in our processes and improvements to our credit policies
- Oversee the management of the existing loan portfolio, developing advanced portfolio management strategies and proactively identifying high-risk scenarios
- Shape and execute product and pricing strategies, structuring deals that align with business objectives and market conditions
Preferred Qualifications
- Experience underwriting or auditing asset-based loans, term loans, factoring facilities, merchant cash advances, credit cards, or other loan products
- Experience in managing people
- CPA/CFA qualification