Gtb – Structured Trade Finance – VP

Gtb – Structured Trade Finance – VP

Requirements

• Bachelor’s Degree or equivalent work experience in Business, Finance or equivalent field.
• 7+ years of experience in Trade Finance, Structured Finance, Investment Banking, Project Finance.
• Experience in structured finance (including and not limited to investment banking, project finance, receivables finance, etc.).
• Strong knowledge of global supply chain functions and ability to incorporate structured financial solutions.
• Significant corporate finance knowledge (Working capital cycle, cash flow forecasting, financial statement analysis, modeling etc.).
• High level of presentation and organizational skills to senior stakeholders.
• Understanding of mechanics, drivers and risks associated with Trade & Working Capital products.
• Understanding the competitive market and the role of technology within Global Trade Finance.
• In depth understanding of the front to back execution process.

Responsibilities

• Originate, structure and execute Structure trade products (Inventory Finance, Prepayments, Trade Loans, Structured Lending, etc.) to existing and new Santander clients in the investment grade and sub-investment grade space, proactively looking for new business opportunities covering domestic or cross-border trade, with or without recourse and under a portfolio or name-by-name approach.
• Prepare term sheets, commitment and fee letters and relevant marketing materials, support credit approval process, and negotiate legal agreement with clients and external counsel.
• Maintain knowledge and awareness of key trends across our core sectors and potential application of working capital solutions. Perform research on an ad hoc basis for relevant topics.
• Contribute to the creation and future development of the product proposition through regular sharing of client feedback.
• Coordinate stakeholders both internal (Corporate Bankers, KYC/ CDD, Compliance, Risks, Legal, IT, Compliance, Middle Office, Operations, etc.) and external (Legal firms, Insurers, brokers, etc.) to provide a best-in-class service and seamless end to end execution including client onboarding and due diligences process.
• Ensure understanding of the Bank’s operating practices and governance and ensure these are followed in line with the guidelines.
• Provide pricing / market intelligence to transactions, ensuring transaction profitability in line with the Bank’s capital models presenting to the relevant committees, where applicable.
• Perform first line of defense role for the bank across all risks: Financial/ Credit, Legal, Reputational, Regulatory, Compliance, etc.
• Reporting to senior management regarding the progress of the commercial agenda.

Preferred Qualifications

• Experience in Commodities sector is a plus but not required.
• Specific trade and working capital related qualifications (preferred).
• Knowledge of how clients manage purchase and sales activity (preferred).
• Knowledge of ERP systems such as SAP/Oracle/ Sage (preferred).
• Additional languages (e.g., Spanish) (preferred).
• Previous exposure to Structured Finance (Front Office) (preferred).
• Knowledge of asset mobilization / syndication and other capital enhancing and credit risk mitigation techniques (preferred).