Director – Credit Settlement Risk Management

Director – Credit Settlement Risk Management

Requirements

• 10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD
• Bachelor’s in finance or equivalent and knowledge of Fixed Income markets
• MBA or CFA preferred with a total of 12+ years of experience
• Be a seasoned analyst with 12+ years relevant experience, including at least 10 years analyzing banks/non-bank financial institutions or corporates
• Deep knowledge of emerging markets
• Proven track record and ability to network, engage and influence senior and executive management
• Experience at both understanding and managing quantitative credit rating models (banks and corporates)
• Ability to clearly articulate results after analyzing large scales of data to senior management as the basis for making key credit decisions
• Excellent verbal and written communication skills with the ability to present clear and concise recommendations to management

Responsibilities

• Provide exceptional credit assessments for the most complex banks, fintechs, and corporates
• Help lead Visa’s key market initiatives and ensure that proper processes are in place to support credit due diligence and ongoing monitoring
• Provide innovative solutions to help manage the credit risk for Fintech BIN Sponsors
• Expected to lead cross-functional and cross-regional projects by contributing and providing appropriate advice from a credit perspective
• Collaborate with Global Credit Settlement Risk and Account Executives across the organization to understand new complex payment flows and recommend appropriate mitigating measures and new collateral options to manage the credit risks
• Initiate and provide ideas in automating and enhancing risk management tools for effective ongoing monitoring and timely response to market shifts, especially for fintechs
• Provide proactive insights related to scenario stress testing to effectively manage the settlement risks of the U.S. and Canadian Portfolios
• Ensure Credit Risk Policy and Procedures are adhered to when assessing new clients and renewals of existing clients
• Lead complex projects and meetings, deliver presentations and be able to interact with all levels of Visa management as well as our clients

Preferred Qualifications

• 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD
• Former U.S. bank regulatory experience a plus
• Visa or other payment industry knowledge a plus