Credit Risk Analyst

Strong technical knowledge of SQL/Python/Excel
5+ years in Data/Business/Financial Analysis
Exceptional problem-solving skills
Solid understanding of lending procedures
Excellent analytical skills, with the ability to create and process financial spreadsheets
Ability to develop and foster strong cross-functional partnerships
Action bias and willingness to work in a dynamic environment
Demonstrated exceptional ownership of not only your work but also the business outcomes

Successfully grow the Mudflap Fuel Card product while managing the profitability of the portfolio
Ensure that the loss rates of the Mudflap Fuel Card align with risk appetite and profitability goals
Determine KPIs to assess the success of the Mudflap Fuel Card
Develop and implement policies and procedures that reduce credit and fraud risk for Mudflap
Develop repayment and collection strategies to improve the recovery of delinquent accounts
Partner with operations and product teams to implement credit and collections strategies
Develop next generation credit risk financial models and best-in-class monitoring framework
Shape the future of our credit card/credit program using various tools and methodologies: multi-product internal data, credit bureaus and alternative data sources
Partner with the leadership and product teams to develop and launch new credit products as Mudflap expands its offerings