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Credit Portfolio Officer

Credit Portfolio Officer

CompanyCitigroup
LocationWilmington, DE, USA
Salary$142600 – $161600
TypeFull-Time
DegreesMaster’s
Experience LevelMid Level

Requirements

  • Master’s degree, or foreign equivalent, in Economics, Statistics, Mathematics, Actuarial Science or related field
  • 2 years of experience as a Senior Analyst – Credit Risk or related position developing installment loan underwriting strategy and procedures for a financial services institution
  • 2 years of experience must include: SAS, SAS Studio; Data visualization; Analytical and technical skills in Machine learning; Microsoft Excel, Power Point, Tableau; Credit risk analytics; Underwriting strategy optimization; Financial analytics; and Portfolio development and customer level P&L optimization strategy building.

Responsibilities

  • Develop, manage, and oversee underwriting strategy and procedures that support Citi’s installment loans
  • Contribute to business growth by accelerating new business development efforts
  • Work with counterparts from Business, Sales, Credit Operations, Decision Management, Operations and Technology to ensure correct policy implementation at an operational level
  • Provide analytics at portfolio and segment levels for the purpose of monitoring and making appropriate policy adjustments with the focus on optimizing of P&L
  • Provide sound credit decisions with the ultimate goal of optimizing underwriting strategy
  • Conduct regular post-implementation validation of policy changes as well as new risk strategy developments
  • Maintain and automate the periodic MIS reporting for internal audit and regulatory compliance.

Preferred Qualifications

    No preferred qualifications provided.