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Credit Portfolio Officer
Company | Citigroup |
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Location | Wilmington, DE, USA |
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Salary | $142600 – $161600 |
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Type | Full-Time |
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Degrees | Master’s |
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Experience Level | Mid Level |
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Requirements
- Master’s degree, or foreign equivalent, in Economics, Statistics, Mathematics, Actuarial Science or related field
- 2 years of experience as a Senior Analyst – Credit Risk or related position developing installment loan underwriting strategy and procedures for a financial services institution
- 2 years of experience must include: SAS, SAS Studio; Data visualization; Analytical and technical skills in Machine learning; Microsoft Excel, Power Point, Tableau; Credit risk analytics; Underwriting strategy optimization; Financial analytics; and Portfolio development and customer level P&L optimization strategy building.
Responsibilities
- Develop, manage, and oversee underwriting strategy and procedures that support Citi’s installment loans
- Contribute to business growth by accelerating new business development efforts
- Work with counterparts from Business, Sales, Credit Operations, Decision Management, Operations and Technology to ensure correct policy implementation at an operational level
- Provide analytics at portfolio and segment levels for the purpose of monitoring and making appropriate policy adjustments with the focus on optimizing of P&L
- Provide sound credit decisions with the ultimate goal of optimizing underwriting strategy
- Conduct regular post-implementation validation of policy changes as well as new risk strategy developments
- Maintain and automate the periodic MIS reporting for internal audit and regulatory compliance.
Preferred Qualifications
No preferred qualifications provided.