CRA Mortgage Loan Originator

Minimum of 2 years experience originating CRA residential mortgages, 4 years preferred.
Must have existing referral network established to provide CRA mortgage leads.
Must have prior experience using loan originating software and MS Office products.
Strong product knowledge and underwriting requirements for Government (FHA, VA, USDA) and CRA specific mortgage programs.
Bachelor’s degree (B.A.) from four-year college or university; or four years related experience and/or training; or equivalent combination of education and experience.
Must have or ability to obtain Mortgage Loan Originator License with NMLS.
Must be trained in all areas of mortgage lending.
Must maintain employer and industry required continuing education.

Consistently achieves monthly loan production volume as specified in the MLO Agreement.
Generates new business to assist in meeting established CRA goals.
Responsible for developing and maintaining business plan for growth of this business area.
Networks with community organizations, local business leaders, housing agencies, realtors, builders, and other referral sources to generate mortgage leads with focus on CRA products.
Evaluates needs of potential customers and offers appropriate mortgage products and services, or provides referral to appropriate specialist within the Bank.
Prepares and compiles mortgage application and information for processing of mortgage loan applications generated.
Ensures completeness of loan documentation.
Oversees timely closing and funding of loans.
Provides ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business.
Responds to mortgage inquiries and requests regarding accounts.
Promotes and cross-sells other bank products and services as appropriate to customer requirements.
Provides data to support marketing and sales promotion programs.
Works directly with Community Development Operating Council to assist with CRA loan initiatives in local market.