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CRA Loan Originator
| Company | Wintrust |
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| Location | Madison, WI, USA |
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| Salary | $26.45 – $26.45 |
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| Type | Full-Time |
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| Degrees | |
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| Experience Level | Junior |
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Requirements
- Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs.
- Knowledge of residential mortgage processing, underwriting, and closing procedures.
- Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA, and others.
- Ability to analyze financial information.
- Excellent interpersonal and communication skills are required.
- Pleasant and professional demeanor is essential.
- Work requires sound judgment and diplomacy.
- Outlook proficiency required.
- High School Diploma or equivalent
- Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008
- Minimum two years of mortgage loan origination/sales experience
- Ability to travel
Responsibilities
- The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program.
- The Loan Originator assists the borrower in determining the proper loan program, completing the loan application, and gathering the required supporting documentation to begin the loan process.
- Conducts preliminary underwriting reviews.
- Remains front-line contact with the borrowers.
- A credit report is obtained and analyzed by the Loan Originator.
- The Loan Originator is heavily involved with the client during the application and closing process.
- Develops referral relationships with realtors, builders, bankers, and other sources in order to proactively solicit new business.
Preferred Qualifications
No preferred qualifications provided.
