Corporate Banking Credit Associate

Fundamental concepts, practices and procedures of accounting and financial principles.
Fundamental concepts, practices and procedures of credit analysis, including financial statement analysis.
Financial markets and products.
Federal and State laws.
Researching, interpreting and analyzing financial statements.
Preparing routine financial position reports.
Credit portfolio management.
Strong communication skills both written and oral; must be comfortable working with individuals at multiple levels.
Maintaining documentation files.
Ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines.
Operating standard office equipment and using required software applications.
Partner with others to accomplish objectives.
Attend to detail while maintaining a big picture orientation.
Interpret and apply policies.
Manage multiple tasks with changing priorities to meet deadlines in a fast paced environment with frequent interruptions.
Provide a high level of customer service.
Establish and maintain effective working relationships with others.

Provides support to Corporate Bankers in regards to portfolio and risk management of complex corporate loans to ensure proper reserve requirements are applied.
Analyzes both publicly filed and private financial statements, interprets findings and prepares various reports and models.
Prepares quarterly and annual reviews of existing corporate borrowers and respective loan participations.
Works closely with a team of Corporate Bankers to underwrite and present loan investments to an Executive Loan Committee on an ad hoc basis.
Prepares spreadsheets, reports, summaries and opinions, including analyses of individual corporate loans and portfolio based overviews of credit metrics.
Maintains documentation files and monitors compliance with terms of loans.
Performs other duties and responsibilities as assigned.