Consumer and Regional Banking Credit Risk Executive
| Company | Huntington Bancshares |
|---|---|
| Location | Detroit, MI, USA, Chicago, IL, USA, Charlotte, NC, USA, Columbus, OH, USA, Minneapolis, MN, USA |
| Salary | $170000 – $350000 |
| Type | Full-Time |
| Degrees | Bachelor’s |
| Experience Level | Senior, Expert or higher |
Requirements
- Bachelors degree
- Minimum of 7 years related experience
- 5+ years of managerial experience
Responsibilities
- Responsible for the Segment’s Front-End Guidance, credit underwriting guidelines, portfolio management and credit oversight. Drives credit oversight, stress testing, risk identification, trends, concentrations, etc. Manages portfolio reviews and acts as regulatory liaison for the segment;
- Responsible for ensuring credit review findings are remediated and provides other credit related leadership as needed. Designs ‘future state’ credit management reporting tools and resources and drives culture of business line ownership of credit and risk management;
- Partners with Credit Administration on various infrastructure credit and portfolio related needs including but not limited to: training & development, tools and resources, processes and procedures, business risk, etc. Cultivates strong partnerships with Credit Administration, SAD, Credit Review and Segment Risk Officer on portfolio matters;
- Identifies training and development gaps across the Segment and collaborates with Training/Development to shape credit related training needs. Also responsible for helping business units design, implement and execute credit readiness plans.
- Credit Risk Modeling: covers both retail products such as residential mortgage, home equity loans, home equity line of credit, indirect auto loans and credit cards
- Model Risk Management (MRM): stay abreast of emerging modeling techniques and evolving regulatory expectations, develop validation approaches, and incorporate them into model risk practices as appropriate. Knowledge of 2021 Interagency Statement on Model Risk Management for Bank Systems Supporting Bank Secrecy Act/Anti-Money Laundering Compliance
- Performs other duties as assigned.
Preferred Qualifications
- Deep knowledge of the managed sub-function
- Solid knowledge of the overall departmental function