Commercial Underwriter

5+ years experience in the insurance industry as commercial lines underwriter with property and casualty policies.
Post-secondary education (Business or related discipline) or equivalent practical experience
CIP/FCIP preferred
Strong knowledge of underwriting, pricing and product in various segments
Working knowledge of other functional areas (i.e. Claims, Risk Management, Accounting, etc.)
Strong level of understanding of underwriting philosophy, policy contracts, rating programs, risk information sources, underwriting/technical manual information, statutory constraints, and computer workflow procedures
Proficiency with Microsoft Office Suite, RTM, Commercial systems and other related systems
Ability to interact in a professional manner to develop long-term relationships with brokers and customers
Ability to work with internal business partners to deliver a great broker and customer experience
Ability to be self-motivated and proactively pursue potential business opportunities with brokers and customers
Ability to listen to broker and customer needs in order to effectively and efficiently meet them.

Qualify and underwrite accounts through understanding needs and risk characteristics of the customer, ensuring benefit from both top-line and profitability perspective.
Develop and maintain relationships cross-functionally and with external stakeholders, to deliver exceptional broker and customer service.
Maintain the quality and profitability of the portfolio.
Help identify areas of concern regarding loss ratios, risk trends, or other discrepancies, applying remediation strategies as appropriate.
Build knowledge of all Information Systems/Programs within Commercial Insurance.
Participate in Quality Reviews and audits as required.
Support maintenance of a compliant UW environment in relation to guidelines and rules.