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Commercial Portfolio Manager II – Government & Institutional Banking

Commercial Portfolio Manager II – Government & Institutional Banking

CompanyFifth Third Bank
LocationNashville, TN, USA, Boca Raton, FL, USA, West Palm Beach, FL, USA, Chicago, IL, USA, Charlotte, NC, USA, Fort Lauderdale, FL, USA, Cincinnati, OH, USA
Salary$80500 – $169100
TypeFull-Time
DegreesBachelor’s
Experience LevelSenior, Expert or higher

Requirements

  • Bachelor’s degree in Business (e.g. Business Administration, Finance, or Accounting)
  • 8+ years credit analysis and/or loan review experience in Commercial Banking
  • Advanced analytical skills, critical thinking and verbal and written communication skills
  • Professional presence (client-facing)
  • Experience managing an advanced commercial client portfolio with some degree of complexity
  • Ability to partner with all deal stakeholders including clients, relationship manager and credit teams
  • Expertise in financial and risk analysis, including financial modeling
  • Demonstrated expertise in using effective problem solving
  • Proficient with technology and ability to learn new applications

Responsibilities

  • Accountable for managing a portfolio of accounts
  • Review and recommend credit decisions
  • Meet with clients and participate in business development calls
  • Assess prospective client’s viability for credit
  • Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants
  • Value collateral
  • Generate commitment letters
  • Assist in providing business partners credit lending policy interpretation
  • Perform final risk rating analysis
  • Capture and document credit decisions, conditions, and modifications
  • Establish and maintain Investor Group on lender Portal
  • Perform monitoring action and conduct periodic deal review
  • Execute decisions to renew or modify deals
  • Communicate directly with clients regarding credit events and actions as needed
  • Work independently to pitch a more complex deal structure
  • Mentor to more junior PMs and Credit Analysts

Preferred Qualifications

  • Government & Institutional Banking experience preferred