Commercial Portfolio Manager II – Government & Institutional Banking
Company | Fifth Third Bank |
---|---|
Location | Nashville, TN, USA, Boca Raton, FL, USA, West Palm Beach, FL, USA, Chicago, IL, USA, Charlotte, NC, USA, Fort Lauderdale, FL, USA, Cincinnati, OH, USA |
Salary | $80500 – $169100 |
Type | Full-Time |
Degrees | Bachelor’s |
Experience Level | Senior, Expert or higher |
Requirements
- Bachelor’s degree in Business (e.g. Business Administration, Finance, or Accounting)
- 8+ years credit analysis and/or loan review experience in Commercial Banking
- Advanced analytical skills, critical thinking and verbal and written communication skills
- Professional presence (client-facing)
- Experience managing an advanced commercial client portfolio with some degree of complexity
- Ability to partner with all deal stakeholders including clients, relationship manager and credit teams
- Expertise in financial and risk analysis, including financial modeling
- Demonstrated expertise in using effective problem solving
- Proficient with technology and ability to learn new applications
Responsibilities
- Accountable for managing a portfolio of accounts
- Review and recommend credit decisions
- Meet with clients and participate in business development calls
- Assess prospective client’s viability for credit
- Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants
- Value collateral
- Generate commitment letters
- Assist in providing business partners credit lending policy interpretation
- Perform final risk rating analysis
- Capture and document credit decisions, conditions, and modifications
- Establish and maintain Investor Group on lender Portal
- Perform monitoring action and conduct periodic deal review
- Execute decisions to renew or modify deals
- Communicate directly with clients regarding credit events and actions as needed
- Work independently to pitch a more complex deal structure
- Mentor to more junior PMs and Credit Analysts
Preferred Qualifications
- Government & Institutional Banking experience preferred