Commercial Portfolio Manager I

Commercial Portfolio Manager I

Requirements

• Bachelor’s degree in Accounting, Finance, Economics or related field
• At least 4 years’ experience in commercial credit, public accounting, and financial statements
• In lieu of a degree, a combined minimum of 8 years’ higher education and work experience to include at least 4 years’ experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis
• Strong verbal and written communication skills
• Strong analytical ability

Responsibilities

• Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through approval and for the life of the loan
• Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities
• Review all pertinent credit and financial information
• Analyze financial information and related materials and complete the credit analyses for the Bank’s commercial transactions
• Partner proactively with relationship managers throughout the deal process
• Prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate
• Attend client/prospect calls with RMs to gain a thorough understanding of the client/prospect and their business
• Prepare summary, present facts, and offers opinions concerning credit-worthiness
• Ensure credit policy compliance by verifying adherence of underwriting to the Commercial Credit Policy
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls
• Promote an environment that supports belonging and reflects the M&T Bank brand
• Maintain M&T internal control standards
• Complete other related duties as assigned

Preferred Qualifications

No preferred qualifications provided.