Skip to content
Commercial Credit Analyst II – TD Auto Finance
| Company | TD Bank |
|---|
| Location | Toronto, ON, Canada |
|---|
| Salary | $76800 – $115200 |
|---|
| Type | Full-Time |
|---|
| Degrees | Bachelor’s |
|---|
| Experience Level | Mid Level |
|---|
Requirements
- Undergraduate degree and/or relevant experience in Business, Economics, Finance, or other quantitative discipline
- Prior experience in credit analysis in commercial banking is strongly preferred
- Sound credit, analytical and problem-solving skills
- Strong communications and organizational skills with the ability to multi-task and adapt to change in a dynamic fast-paced environment
Responsibilities
- Support the Relationship Manager in booking new business by preparing competitive credit packages within established timeframes to meet customer needs
- Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
- Lead all aspects of analysis for an assigned portfolio covering customers across Quebec
- Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, risk policies) to increase profitability and enable business growth
- Recommend credit applications to the AVP Credit and/or Senior Manager, Credit Management
- Liaise with deal team members to ensure coordinated and timely transaction execution
- Provide ongoing monitoring and control processes for the portfolio in accordance with internal Bank policies
- Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation, and collaboration and ensure timely communication of issues/ points of interest
- Provide thought leadership and industry knowledge for own area of expertise and participate in knowledge transfer/mentorship within the team and business unit
- Keep current on emerging trends and developments and understand the business, related tools and techniques
- Contribute to, and lead, various ad-hoc initiatives which may be assigned from time-to-time
Preferred Qualifications
- Financial modeling experience would be an asset
- The ability to engage in active dialogue with internal and external stakeholders (Unit VP/Credit VP/AVP, Market Leads, clients, legal counsel etc.)
- Strong team player, with an ability to work both in a team environment and independently
- A high-energy leader who can be detail oriented, exercise initiatives with minimal direction
