Posted in

Banking Services Operations Associate III – Mortgage Payments & Maintenance

Banking Services Operations Associate III – Mortgage Payments & Maintenance

CompanyM&T Bank
LocationBuffalo, NY, USA
Salary$18 – $28.11
TypeFull-Time
DegreesAssociate’s
Experience LevelJunior, Mid Level

Requirements

  • Associates’ degree, or in lieu of a degree, a combined minimum of 2 years’ higher education and/or work experience

Responsibilities

  • Complete routine data entry, system updates and validation related to mortgage payments, payoffs and special product maintenance.
  • Complete standardized document review and validation related to mortgage notes, modifications and ACH (Automated ClearingHouse) agreements.
  • Complete basic documentation preparation related to mortgage loan modification documents.
  • Respond to or initiate standard requests on exception payment applications or mortgage document term research.
  • Complete mid-level complexity research into maintenance completed, payments and payoffs.
  • Complete entry-level reconciliations of system maintenance and cash work as required by assigned area.
  • Complete routine or standardized exception processing of payments, payoffs and ARM (Adjustable Rate Mortgage) criteria outside current system logic.
  • Maintain contact with internal business partners and external customers as required in completing assigned responsibilities.
  • Work with, assist and complete quality control of offshore vendors who are processing work on behalf of the Bank.
  • Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
  • Promote an environment that supports diversity and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.

Preferred Qualifications

  • Data entry, payment processing, and/or mortgage servicing experience
  • Minimum of 1 year’s relevant experience
  • Proven internal and external customer service experience
  • Proficiency with personal computers as well as pertinent spreadsheet and word processing software
  • Demonstrated verbal and written communication skills
  • Demonstrated problem-solving skills