Associate Investment Advisor – Analyst

Associate Investment Advisor – Analyst

Requirements

• Undergraduate Degree or Community College Diploma
• Licensed with IIROC as a Registered Representative (RR) requirement to maintain license in good standing
• Insurance licensed (LLQP) or willingness to do so within 1 year
• Minimum three years’ experience working directly with, or in support of, the wealth management needs of clients

Responsibilities

• Manage the client base for long term profitability, understanding the needs of clients and delivering products and services which fit their needs
• Provide high quality investment advice, across the full range of products (registered, non-registered, equities, fixed income, foreign, domestic, etc.) to ensure full satisfaction of client needs
• Leverage financial planning expertise to produce high quality plans that exceed the expectations of clients through a well-documented Investment & Wealth Plan (IWP) plan that introduces appropriate Wealth Considerations
• Collaborate and partner with other TD areas by referring clients (e.g. TD Canada Trust, TD Commercial Bank, TD Securities) where appropriate and respecting the True Partnership Agreement to enhance the client experience
• Direct support staff in the delivery of client service according to PIA standards
• Contribute to the achievement of business objectives by proactively attracting, acquiring and retaining customers / sales opportunities and referrals, to increase profitability and enable business growth
• Promote and offer a full suite of products, sales and services capabilities
• Support the timely and accurate completion of business processes and procedures
• Protect the interests of the organization – identify and manage risks, and escalate non-standard, high risk transactions / activities as necessary
• Ensure documentation that is prepared / completed is accurate and properly reflects client / business intentions and is consistent with relevant rules / regulations
• Identify, suggest and actively participate in process improvement opportunities
• Ensure necessary due diligence to support the accuracy of all customer transactions / activities
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Assume responsibility to minimize operational and regulatory risk by complying with TD Bank and industry Codes of Conduct
• Be knowledgeable of and comply with TD Bank/industry service standards, policies/procedures/controls, codes and guidelines of conduct/privacy codes/securities laws and regulations and maintain high ethical standards
• Complete familiarity and adherence to compliance and IIROC requirements as outlined in PIA’s policies/procedures and IIROC’s rules/regulations. This includes all aspects of new and existing account documentation, marketing materials etc
• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
• Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
• Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
• Participate in personal performance management and development activities, including cross training within own team
• Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate
• Contribute to a fair, positive and equitable environment that supports a diverse workforce
• Act as a brand champion for your business area/function and the bank, both internally and/or externally
• Oversee projects or work streams within broader projects with moderate risk and may provide guidance for ongoing activities, processes and functional programs
• Solve moderately complex problems by taking a new perspective on existing solutions
• Exercise judgment based on the analysis of multiple sources of information
• Convey business context when providing guidance within field of specialty to internal or external stakeholders
• Identify and lead problem resolution

Preferred Qualifications

• Optional: CIWM, CFA, CIM, CFP
• CFP is required for AIA, Planning role