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Associate Director – Credit Underwriting Analytics

Associate Director – Credit Underwriting Analytics

CompanyOneMain Financial
LocationNew York, NY, USA, Wilmington, DE, USA, Baltimore, MD, USA
Salary$Not Provided – $Not Provided
TypeFull-Time
DegreesBachelor’s
Experience LevelSenior, Expert or higher

Requirements

  • Bachelor’s degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management, or Computer Science is preferred.
  • 8+ years of experience in a data driven analytics environment; consumer lending, credit cards, or Fintech preferred; PHD degrees may offset experience
  • Advanced analytical skillset using tools such as SQL, Excel skills required; experience with multiple types of relational databases and/or querying languages is a plus
  • Innovative and capable of developing a highly analytical approach to solving problems preferably inside consumer lending
  • Strong communication, interpersonal and negotiation skills to achieve business objectives
  • Ability to work in fast-paced ever-changing environment and the ability to juggle an array of tasks and individuals on tight timelines

Responsibilities

  • Develop strong understanding of OMF customer, benefits of lending to two applicants compared to one, underwriting policies, and credit risk
  • Develop and execute on business requirements to implement credit/business strategies to improve our lending portfolio
  • Create end-to-end project plans, including design, execution, and testing to ensure projects function as intended with intended business outcomes
  • Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and/or other analytical techniques and software to develop, test and execute analyses and reporting
  • Effectively prioritize competing initiatives and share with senior leadership tradeoffs and constraints across various projects
  • Partner with business leaders and different teams to define priorities, align resources, and communicate progress to executive leadership

Preferred Qualifications

  • people management experience