Associate Director – Credit Underwriting Analytics
Company | OneMain Financial |
---|---|
Location | New York, NY, USA, Wilmington, DE, USA, Baltimore, MD, USA |
Salary | $Not Provided – $Not Provided |
Type | Full-Time |
Degrees | Bachelor’s |
Experience Level | Senior, Expert or higher |
Requirements
- Bachelor’s degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management, or Computer Science is preferred.
- 8+ years of experience in a data driven analytics environment; consumer lending, credit cards, or Fintech preferred; PHD degrees may offset experience
- Advanced analytical skillset using tools such as SQL, Excel skills required; experience with multiple types of relational databases and/or querying languages is a plus
- Innovative and capable of developing a highly analytical approach to solving problems preferably inside consumer lending
- Strong communication, interpersonal and negotiation skills to achieve business objectives
- Ability to work in fast-paced ever-changing environment and the ability to juggle an array of tasks and individuals on tight timelines
Responsibilities
- Develop strong understanding of OMF customer, benefits of lending to two applicants compared to one, underwriting policies, and credit risk
- Develop and execute on business requirements to implement credit/business strategies to improve our lending portfolio
- Create end-to-end project plans, including design, execution, and testing to ensure projects function as intended with intended business outcomes
- Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and/or other analytical techniques and software to develop, test and execute analyses and reporting
- Effectively prioritize competing initiatives and share with senior leadership tradeoffs and constraints across various projects
- Partner with business leaders and different teams to define priorities, align resources, and communicate progress to executive leadership
Preferred Qualifications
- people management experience