Credit Analyst

High school Diploma or GED required
Must be analytical and detail oriented
Must be organized, have keen attention to detail and accuracy
Must be able to excel in a fast paced – time critical environment
Must be proficient with Microsoft Office Suite including Outlook, Excel and Word
Must possess the ability to use sound judgment when making independent decisions
Must have excellent verbal/written communication and follow-up skills
Knowledge and experience with local, state and federal collection laws
Familiarity with accessing and interpreting business Trade Reference reports such as Dun & Bradstreet and Equifax
Ability to review financial and trade information and make decisions supporting credit limits
Ability to read, write, and speak English fluently; Bi-lingual Spanish a plus

Follow established process for new customer set up and credit investigation and establish credit limits within assigned limit level or refer for approval when outside established limit authority
Assess and recommend new credit analysis practices that proactively identify and minimize risks
Create and maintain credit history files
Respond to credit inquiries from external and internal clients
Prepare weekly and monthly reports, including credit hold reports, bad debt reports, new credit application reports and account receivable summaries
Analyze and assess the creditworthiness of both new accounts and credit limit increases of existing accounts using external credit risk management tools and reports based previous sales
Identify bad debt or financial exposure to leadership
Daily/weekly account status reporting
Other clerical duties as assigned, faxing, filing, copying, mailing
warehouse security, cleanliness and safety standards are adhered to

2+ years previous credit risk management experience preferred
Previous logistics, transportation, domestic or international experience a plus
Knowledge of TL, LTL, Import/Export, Customs, accounts receivable, and accounts payable processes a plus