Credit Risk Lead

You’ve built or significantly evolved a credit policy at a lender, and understand the variables, iterations, and trade-offs that come with it.
You’ve worked in fintech and understand the differences between underwriting in tech vs traditional financial services.
You’re comfortable navigating small business underwriting — or curious enough to learn its nuances fast.
You lead with strategy: you ask the right questions, guide discussions with stakeholders, and keep the company’s risk-reward balance in mind.
You’re deeply analytical and naturally inquisitive. You don’t just look at data — you question it, find patterns, and use it to make decisions.

Own the Credit Policy: Take end-to-end ownership of the credit strategy, making iterative improvements based on data and business needs.
Monitor Loan Book Performance: Set up dashboards, analyze default rates, and stratify loan performance across key variables.
Evolve the Underwriting Model: Adjust risk weightings, variables, and logic based on performance data. Collaborate with engineering and data teams to implement changes.
Cross-Functional Collaboration: Partner with operations, sales, finance, and engineering to ensure the credit strategy is aligned and well-executed.
Proactive Risk Management: Identify risks early and propose mitigations before they become issues.
Drive Strategic Projects: Propose and lead initiatives to improve credit performance and evolve our product offering.
Long-Term Credit Strategy: Develop frameworks that scale with Keep’s growth and adapt to new market opportunities.

No preferred qualifications provided.