Mortgage Loan Officer

H.S. Diploma required
NMLS registration required
3+ years in of experience in residential mortgage origination required
Proven history of success in consistent closing and funding of loans to meet sales goals
Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting
Possess effective presentation, verbal and written communication, and negotiation skills
Knowledge of current market competition, sales strategies, trends, and activity
Knowledge of federal and state laws and regulations relating to real estate lending

Originate real estate loans from various sources: Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships (i.e. service organizations, friends, acquaintances, etc.), and walk-in and call-in customers.
Ensure originated loans are set up in the Bank’s computer system and processed through for submission to underwriting.
Identify opportunities and provide financing sheets for listings and Realtor/builder open houses. Attend weekend open houses and/or subdivisions for loan solicitation purposes.
Attend regular Realtor Association and Builder Association meetings.
Attend internal training sessions, internal sales meetings, and external training opportunities as assigned.
Take applications or meet with clients at Bank branch locations. Attend closing signing appointments as needed.
Promote home ownership through community outreach efforts, specifically in the communities around designated branch location demonstrating inclusive marketing efforts to develop new leads, loans and bank relationships. Conduct first time home buyer classes at or in close proximity to branch, host booths at non-profit community events, etc.
Comply with policies, procedures, security requirements, and government regulations.

Bachelor’s Degree in Finance, Accounting, Business, or other related field preferred