Field Examiner
| Company | U.S. Bank |
|---|---|
| Location | St. Louis, MO, USA, Minneapolis, MN, USA |
| Salary | $105400 – $124000 |
| Type | Full-Time |
| Degrees | Bachelor’s |
| Experience Level | Senior |
Requirements
- Bachelor’s degree, or equivalent work experience
- Typically, more than six years of applicable experience
Responsibilities
- Partners with their assigned Line of Business, other Risk/Compliance/Audit (RCA) professionals, and RCA Managers to create, implement, maintain, review or oversee an effective risk management framework
- Participates in projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations
- Identifies gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors
- Identifies, responds and/or escalates risks as appropriate
- Serves as a functional liaison between the Line of Business and the Lines of Defense
- Conducts field examinations of prospective and existing asset-based lending customers in accordance with standard examination procedures
- Reviews accounting records of secured loan relationship customers to analyze and evaluate credit and collateral quality and to determine their financial condition and establish collateral values
- Ensures conformance to loan policy and loan agreements
- Prepares exam reports and findings
Preferred Qualifications
- Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
- Considerable understanding of the business line’s operations, products/services, systems, and associated risks/controls
- Thorough knowledge of Risk/Compliance/Audit competencies
- Strong analytical, process facilitation and project management skills
- Effective presentation, interpersonal, written and verbal communication skills
- Effective relationship building and negotiation skills
- Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations
- Applicable professional certifications
- Thorough knowledge of accounting and auditing concepts
- Thorough knowledge of accounts receivable and inventory auditing reporting
- Thorough knowledge of credit products, policies, procedures and philosophy
- Ability to identify exceptions and to analyze data
- Well-developed organizational and project management skills