Financial Planning Consultant

Financial Planning Consultant

Requirements

• Bachelor’s Degree (B.A.) in related field
• Minimum of two (2) years of experience in the financial, retirement and estate planning field or in marketing these services
• SIE required provided that an exemption or grandfathering cannot be applied
• Series 7
• Series 63, 65 and/or 66 as required by state

Responsibilities

• Partners with Financial Advisor to review clients’ current portfolio design, understand client goals, enter client data, and conduct financial analysis
• Evaluates overall individual and employer-based retirement needs, researches various options, and recommends planning alternatives
• Researches and provides recommendations related to risk management concerns, including insurance
• Designs and recommends a tailored financial analysis or comprehensive financial plan for clients and prospects that meets their short and long-term financial needs and goals
• Prepares presentations that clearly communicate the recommendations and alternatives related to the client’s financial analysis and comprehensive plan design
• Performs detailed document reviews; analyzes client information and situations across the financial planning spectrum to develop plan
• Researches information as necessary on a case-by-case basis and writes customized financial plan observations and recommendations for each client case
• Prepares files for meetings with existing and new clients
• Prepares, coordinates and follows through on any needed communication with new or existing clients
• Continuously monitors clients’ financial situations with detail and accuracy, with the ability to the look at their overall financial picture
• Responds to client questions by telephone, email and occasional personal visits
• Educates client on the functions of various securities markets and the principal factors that affect them
• Provides guidance on estate planning options and techniques
• Responds to and directs education funding questions including 529 savings plans
• Assists with guidance on small business planning
• Conducts research as needed related to assigned client cases, including but not limited to basic income tax questions and other legal issues requesting guidance when appropriate
• May participate in client presentations
• May open, transfer, and close customer accounts and maintain appropriate account records
• May obtain and verify the client’s purchase and sale instructions, enter orders, and follow up on completion of transactions
• Ensures practice and regulatory policies are followed within compliance standards
• Perform other duties and responsibilities as assigned

Preferred Qualifications

• Certified Financial Planner (CFP) designation preferred