In-House Legal & Compliance

Education: Juris Doctorate
Experience: 7+ years practicing law, with at least 3 recent years focused on consumer finance regulatory work, particularly mortgage, and in-house experience with a fintech, bank, or mortgage company is a significant plus
Knowledge: Strong familiarity with applicable secured lending, marketing, and servicing laws
Technical Skills: Ability to work with compliance monitoring tools, regulatory databases, and task systems (ex., Asana)
Other Skills: Strong attention to detail, analytical thinking, creative problem solving, and strong communication skills (verbal and written)

Assist in ensuring compliance with TILA, RESPA, ECOA, HMDA, FCRA, UDAAP, and other lending regulations.
Monitor compliance with state-specific lending laws (e.g., usury laws, servicing, licensing requirements, foreclosure processes).
Support the development and maintenance of compliance policies, procedures, and training materials.
Assist in conducting compliance reviews of loan origination, underwriting, and servicing processes.
Perform periodic audits of required disclosures, adverse action notices, loan documents, etc.
Assist in responding to customer complaints, regulatory inquiries, and internal situations.
Research federal and state regulatory updates impacting mortgage and secured lending.
Assist in updating policies and procedures to reflect new laws and regulations.
Support compliance training efforts for internal teams.
Collaborate with product and engineering teams to ensure compliance is embedded in loan servicing and creation.
Review marketing materials and loan disclosures for Regulation Z and UDAAP compliance.
Assist in third-party vendor risk assessments, particularly for loan origination systems, credit reporting agencies, and payment processors.

Located in Northern California – strong remote candidates considered, but preference given to candidates who can be in the office often