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Senior Credit Analyst
Company | TD Bank |
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Location | Winnipeg, MB, Canada |
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Salary | $86600 – $130000 |
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Type | Full-Time |
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Degrees | Bachelor’s |
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Experience Level | Senior, Expert or higher |
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Requirements
- Undergraduate degree
- 7+ years of relevant experience
Responsibilities
- Structure credit for assigned portfolios
- Assess credit worthiness or risk of potential customers
- Underwrite new credit requests
- Complete annual credit reviews
- Coordinate draw requests
- Monitor and control credit facilities
- Deliver exceptional service at every interaction
- Lead all aspects of credit analysis for an assigned portfolio
- Utilize sales platform to understand customer needs
- Identify and respond to changes in the business environment
- Assist the Relationship Manager in cross-selling products
- Develop strong relationships with internal/external business partners
- Actively refer to other business partners across TDBG
- Assess complex credit risk in compliance with requirements
- Develop/implement strategies to promote products and services
- Contribute to Operational Excellence business objectives
- Complete business processes and monitoring activities
- Provide guidance and direction to others
- Identify and manage risks
- Ensure due diligence for customer transactions
- Keep abreast of emerging issues and trends
- Minimize operational and regulatory risk
- Participate fully as a member of the team
- Provide thought leadership and industry knowledge
- Keep current on emerging trends and developments
- Participate in personal performance management and development activities
- Contribute to team development through mentorship
- Lead, motivate and develop relationships with partners
- Contribute to a fair and positive work environment
- Collaborate with cross-functional partners
- Independently manage end-to-end functional programs
- Solve complex problems and develop new solutions
- Communicate difficult concepts and influence stakeholders
Preferred Qualifications
No preferred qualifications provided.